[CDeutsch]

What a bunch of dip shits. They didn't even mention anything about the bankruptcy law that takes affect Oct 17. The number of bankruptcies in the last few months has sky rocketed. And what do you do when you plan on filing for bankruptcy? You stop paying your debt.

You really have to wonder what kind of agenda a site like that has. I scanned some of their tips on getting out of debt and not one mentions bankruptcy. Apparantly they want to make sure you pay that 20% interest until you debt is clean or your dead (and then they'll probably go after your family). I guess they don't want to report the real problem of how out of control credit is in this country.

Credit can be such a scam. People need to be more careful about it because the government is making it harder to get out of it for those that are way over their head. Big chains like Marshall Fields are obsessed with it. I know people that work their, and even if they sold $10,000 in merchandise their managers wouldn't give a shit. They only care about how many credit cards their employees open because that's where the real money is. They even force their employees to use their credit cards to take advantage of store discounts in the hope you'll pay them back 10 fold in interest. It makes me sick. Don't ever open a store credit card.