Happy F*cking New Year.
 

So last night I decided to meet up with one of my coworkers and his gf at Primetime in Burnsville. At about 12:45 he comes running in from having a cigarette and tells me to come outside cuz my car just got smashed into. I walked out to find this:

http://i250.photobucket.com/albums/g..._6714873_n.jpg
http://i250.photobucket.com/albums/g..._5638779_n.jpg
http://i250.photobucket.com/albums/g..._1129572_n.jpg
http://i250.photobucket.com/albums/g..._6825145_n.jpg

Some guy was parked in a handicapped spot and got a ticket for it. Apparently this threw him into a fit of rage, so he got in his Tahoe, threw it in 4wd, put it in reverse and floored the shit out of it. Causing him to bounce off the white Trailblazer parked next to me, hit my car square on the corner pushing it into the Mazda 3 next to me, ripped my bumper off, then continued to rip part of the bumper off of that car too.

I dunno if he was too drunk to realize what he did or what, but he then drove away. Witnesses got his license plate number and it was provided to the police, but I'm still waiting to hear back if the guy has any kind of insurance. If he doesn't, I'm fucked because I have only liability on my car.

So if anyone sees a gold Chevy Tahoe with a smashed up left side, missing a mirror please beat the fuck out of him for me.

Re: Happy F*cking New Year.
 

OMG! That is BAAAAAAAAAAAAAD dude, really sucks seeing those pictures :(

Re: Happy F*cking New Year.
 

If I see a vehicle matching that description down here in TX, I'll make sure to beat the driver up for you just to send some good vibes back up in MN! :)

That really sucks though man. Hopefully the douchebag has insurance and you'll get taken care of.

Re: Happy F*cking New Year.
 

Are the cops actually taking action on tracking this guy down?

Re: Happy F*cking New Year.
 

Fuckin lameeeeeeeeeee. I hope the police are actually working on this.

Re: Happy F*cking New Year.
 

OMG WTF man, I would of cried if that was my car.

Re: Happy F*cking New Year.
 

wow that is messed up! hope they find the scumbag and hopefully he has insurance!

Re: Happy F*cking New Year.
 

That sucks man. Let us know what happens.

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I dunno. I called the officer's voice mail today and left a message, but haven't heard back yet. I really hope they find him. Also, he said the Tahoe was registered to an address somewhere in Minneapolis.

Re: Happy F*cking New Year.
 

Get the address and we will go visit him :). If the cops won't give it to you, give the plate number to a PI.

Re: Happy F*cking New Year.
 

damn. CRAPPY!!!!

Re: Happy F*cking New Year.
 

This. I'm in.

I'll keep an eye out and maybe get some other eyes out too.

Re: Happy F*cking New Year.
 

I know I pay for an uninsured/uninsured motorist coverage with my car insurance because its state law, to cover me if the other party has no insurance. Im pretty sure it is mandatory to have this coverage in Minnesota, are you sure you dont have this coverage? You probably are paying for it.

Just to ease your mind that the guy in the tahoe has no insurance.

Re: Happy F*cking New Year.
 

you can do a dmv search or a car-facts to get the name of the owner then see if you can get the cameras from that mall area ?

Re: Happy F*cking New Year.
 

I would,but I never got the plate number... As far as the uninsured/underinsured motorist thing, I'll have to look into that.

Re: Happy F*cking New Year.
 

WOO HOO! I just got a call from the officer handling the case and he gave me all the info I'll need to make a claim on his insurance! Tomorrow Progressive will be getting a call

Re: Happy F*cking New Year.
 

Nice! let us know how it turns out.

Re: Happy F*cking New Year.
 

That is good news! Keep us updated!

Re: Happy F*cking New Year.
 

Good news, I wonder how much damage was done.

Re: Happy F*cking New Year.
 

The only thing to do now is make it a widebody.

Re: Happy F*cking New Year.
 

WOW, that does suck, but at least it'll be covered. I wonder if his insurance will try to total it out?

Re: Happy F*cking New Year.
 

I'd bet on it...it's pretty crazy what any meaningful repair costs these days.

Re: Happy F*cking New Year.
 

Wow that sucks! But awesome they got his info!

What kind of charges can you file against him or what are the police doing becuase that seems like reckless endangerment or something?

Re: Happy F*cking New Year.
 

Definitely "Hit & Run" for sure.

Re: Happy F*cking New Year.
 

I'm not sure when the police found him, but witnesses said he was pretty drunk and reeked like weed. So hopefully he'll get more than just a hit and run. As for the insurance fixing it or not, I'd hope they fix it, but if they don't, I'll just buy it back and find another 240 to put my parts and stuff into and part this one out.

Re: Happy F*cking New Year.
 

Well the adjuster just looked at it, and said that purely due to it's age it's gonna be a total loss. He didn't have any numbers or anything for me yet, but the guy handling the claim is supposed to call me within the next day or two and let me know what the numbers are.

Re: Happy F*cking New Year.
 

fuck it, time for an Evo!

Re: Happy F*cking New Year.
 

thats crazy kevin. Hope you get some decent money to be able to find another one. make sure you call your agent as well, he may be able to help get you the most out of the car. :)

Re: Happy F*cking New Year.
 

Well it sounds like there's a $10k payout limit on his policy, and since he hit 3 vehicles that's going to be quickly reached. They said they may not be able to give me any more than $2500 for my car, even though NADA value, as well as local market value is right around $4500. As far as my own insurance, I have liability only, so I can't really get anything out of my policy. I provided the claims agent with two examples of similar cars, one selling for $4500, and the other selling for $6k (SR20 swapped) so hopefully I'll be able to get a little more out of it.

Does anyone know if I should just take him personally to small claims to get the full value? That, to me, seems like the most logical next step.

Re: Happy F*cking New Year.
 

If all they're offering is $2500 for your car then it's probably time to get a layer. I've never heard of an insurance policy having a $10k limit...what if he hit a nicer/newer car? Sounds like BS to me. State minimum coverages are higher than that.

Re: Happy F*cking New Year.
 

That's what I was thinking. I looked at the claim details online and it said there was a $25k limit, so I'm not sure where he's getting the $10k limit. Next time he calls I'm gonna have more questions.

Re: Happy F*cking New Year.
 

Also you may what to look into whether its incident based or based on each car he hit. Ill shoot my brother a quick email and let you know what he says.

Re: Happy F*cking New Year.
 

I think 30/60/10 is state minimum 10 be property damage. If you took him to court he would pay the rest out of pocket. That ends up being a pain in the ass though. Also I think they base they're payout on current market value not blue book.

Re: Happy F*cking New Year.
 

From my brother:

Sounds like a messy night! Anyway, it doesn't sound to me as if Progressive is paying him based on value, but rather based on the fact that they have to split up the 10K among so many vehicles. If that is the case, he can attempt to sue the guy and retain the rest of the money. (that is why you should always carry more than $10k on your policy) If he is simply disputing Progressive's dollar value for he vehicle, he may be able to find some help with the Insurance Comissioners office. THey are part of the MN Dept of Commerce. You can file a complaint with them over the phone or online, I beleive.

If he has his own insurance, he should contact his agent. By filing a claim with his own company, there may be more that can be done to help him maximize his portion of the payout. It's always better to have the insurance companies negotiate amongst each other.


Hope this helps,

Doug

Re: Happy F*cking New Year.
 

I'd go after the guy for the remainder, if nothing else the dude needs to be taught a lesson, maybe having to sell a few major possessions will teach him to act like an adult next time.

Re: Happy F*cking New Year.
 

MN does have a 10k minimum limit for property damage, and that is split up between the 3 cars he hit. When the agent I was talking with gave me the $2500 number, he tried telling me that was the nada value, so I called him on it and provided him the two Craigslist postings. So currently I'm waiting on my copy of the police report and as soon as I have that, if they don't come up with a better offer, I'll be contacting a lawyer and see what my options are.

Re: Happy F*cking New Year.
 

Damn Kevin, I'm sorry to hear. It seems like there's more and more people out there have no respect for other people, or people's property. Bullshit. Hope everything goes as smoothly as possible!

Re: Happy F*cking New Year.
 

Well the insurance company came back with an offer of $3600 for my car with a little over $600 buyback offer. So I'll be buying the car back, and I have someone who wants to buy it for $1500 so I should be right about at my $4500 goal when all is said and done. Now I just have to find another car. I'm not entirely sure what I want, but I know it's going to be a manual trans, and RWD. I'd like to not have to take out a loan, but depending on what I can find I may have to.

Re: Happy F*cking New Year.
 

also the buy back price is not concrete, try bump them down a bit on it, i got a few hundred off mine, buy back was 1,000 and i offered 600 and they took it. its always worth a shot, worst they can say is no!!

Re: Happy F*cking New Year.
 

F-body!!