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Matt D.
11-06-2003, 02:50 PM
See, Tom's a baller. There's no reason his hooptie shouldn't have mods aside from a half-assed b-kit. :woowoo:

Enes
11-06-2003, 04:15 PM
Originally posted by tpunx99GSX@Nov 6 2003, 03:18 PM
i make $2400 a month without OT.
before taxes or after taxes......

BuildADSM
11-06-2003, 06:06 PM
uhh 30 year loan... with 800 bucks a month.... that just doesn't seem to add up at all.

Matt D.
11-06-2003, 07:23 PM
Originally posted by BuildADSM@Nov 6 2003, 06:06 PM
uhh 30 year loan... with 800 bucks a month.... that just doesn't seem to add up at all.
For $130k over 30 years at 7.5 annual percentage rate the monthly payment would be $908.98. The total interest costs would be $197,231.27.

A//// Guy
11-06-2003, 07:50 PM
Dont you love interest :toast:

Jana
11-06-2003, 08:19 PM
Yeah, cuz I'm at 6.5% on a 30 year Fixed and mine is $945. Then I have my association due on top of that.

I'm a first time homebuyer, but had a downpayment (minimum, but it helps).

BuildADSM
11-06-2003, 08:25 PM
Originally posted by Matt D.+Nov 6 2003, 07:23 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (Matt D. @ Nov 6 2003, 07:23 PM)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-BuildADSM@Nov 6 2003, 06:06 PM
uhh 30 year loan... with 800 bucks a month.... that just doesn't seem to add up at all.
For $130k over 30 years at 7.5 annual percentage rate the monthly payment would be $908.98. The total interest costs would be $197,231.27. [/b][/quote]
that sounds a bit better.

also tom wtf is up with the jester thing?

Jana
11-06-2003, 08:32 PM
Originally posted by Matt D.+Nov 6 2003, 07:23 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (Matt D. @ Nov 6 2003, 07:23 PM)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-BuildADSM@Nov 6 2003, 06:06 PM
uhh 30 year loan... with 800 bucks a month.... that just doesn't seem to add up at all.
For $130k over 30 years at 7.5 annual percentage rate the monthly payment would be $908.98. The total interest costs would be $197,231.27. [/b][/quote]
That's just the base, then top that off with you PMI, Mortgage Insurance (another $100) if you don't put 20% down....You're looking at a payment closer to $1K.

BuildADSM
11-06-2003, 08:35 PM
wait that does include the 130k that he borrowed or does he pay that on top of the 200k?

Jana
11-06-2003, 08:40 PM
The $197K is what you would end up paying at the end of 30 years (which I don't think is correct...it would be more). I think that's right anyway. I'd have to get my papers out to be for sure...and I'm too lazy tonight to do that. :D