Bank Choices

[Steeltwo]

i use wells fargo
and their online system makes it worth it. Their email customer service is pretty good aswell.


i'd like some better customer rewards, but I guess they did just start a check card thing that I can enroll in.
cash back would be nice :)

[Matt D.]

Fuck banks. Credit unions all the way. I'm a member of the CU that Tim mentioned, as well as one located in the Cities here. I've gotten loans from them both with less than perfect credit with zero hassle. Depending on where you live you can get into almost any credit union.

Here are some links, check them out:
www.sourceonecu.com - The one I'm a member of, can get in if you live or work in their selected area.
www.tcuconnect.com - Pretty wide open membership requirements.
www.hometowncu.coop - The CU in Owatonna, been a member there for many years. Use for comparison.

[Boostin_dreams]

USbank for me i have used them my whole life and they haven't fucked me yet. Plus they have waived a few overdraft fees!

[TsiEagleTalon92]

Does USBank make you have a minimum balance in a savings account? I am starting to get a little interested in them from what I am seeing.

[Boostin_dreams]

yea i think its like $300 for a savings. $0 for a checking account

[AJ]

If you dont' have the minimum in the savings it's like $3 a month fee.

[Boostin_dreams]

O really damn i didnt know that! Now i have 300 more dollars to drop into my car!! yippee!

[Matt D.]

One more thing... No minimum balances on accounts, and very small fees if you screw up. And the people working at credit unions don't hate life. Of the two credit unions I've been two and among the 4 different branches, I have yet to meet someone who you'd think should be working in a bank instead. They're there to help you and your money, not to put in their 8 hours and go home.